“Providing Professional Representation to Our Clients”
The initial engagement with our client is the most important stage of the claims process. It allows us to begin to lay the foundation of trust and integrity that we believe is essential in the confidence and further resolution for the client.
Immediately after a property owner suffers loss, he or she is faced with critical decisions to be made in limited time. Because Floridian Public Adjusters has settled hundreds of claims, we can foresee future issues and obstacles that will arise as the claim process evolves.
Reviewing the contract of the insurance policy is critical in the early stages. A comprehensive investigation of cause and origin of a loss is performed in order to understand the variables of each specific type of loss. Together with our experts and consultants, we begin to identify, research, examine, estimate, adjust and appraise the overall value of our client’s property loss.
A claims package is prepared involving reports, proposals, estimates, photographs, inventories and other supporting documentation that is put together to present to the client’s insurance company. The latest CAD, 3D, and cost estimating software is used in the preparation of reports. A strategy can then be developed for presentation purposes.
Communication and negotiations with our client’s insurance company is a process that evolves as the claim development is underway. Issues of policy coverage, local, state & federal laws are addressed. Mitigation and reconstruction of building systems are presented and debated with the insurance company’s adjuster.
Knowledge in a policyholder’s rights and duties under an insurance policy are imperative in navigating through the complexity of the insurance claim. Floridian Public Adjusters strives in the advocacy of the client. Maximum recovery and indemnity of the policyholder’s property loss is the goal. All avenues and means will be exhausted in making sure that the property owner gets a fair settlement that will return them to “Pre-Loss” conditions.