Maintaining a steady cash flow for your businesses’ survival
Business Interruption insurance has a simple purpose, and that is to provide you with payments that amount to a business’s financial loss as a result of a covered peril interrupting its’ operations. After a major disaster occurs to a business, issues of property damage to facilities and even dependent facilities can disrupt operations and ultimately have a devastating financial impact to a company’s bottom line. Managers and business owners are faced with great ordeals and obstacles that can originate subsequently from a property damage event. Damages occurring to businesses present a series of challenges that not only affect the occupants, but can also directly or indirectly affect a business’s workflow. Business policyholders can incur issues such as: damaged building envelopes & roofs, damaged equipment, damaged inventory & stock and even operations becoming paralyzed. Keeping the business in operation and maintaining the everyday functions is crucial before becoming financially burdened.
For example, issues of equipment damage, scope of property damage repairs, interruption, extended period of indemnity, building code compliance & permitting, and not losing employees become some of the many complexities when navigating through an insurance claim for business interruption. Floridian International Adjusters clearly understands these issues and excels in managing your business interruption claim from the beginning and until a settlement is reached that is beneficial to your business.
Tips after business interruption a loss
- Take safety measures for all occupants and staff
- Ensure that your property is safe for entry and inspection
- Take initial photos & videos and create an initial list of damaged property (Interior & Exterior of building)
- Locate your property insurance policy (hardcopy & PDF if possible)
- Immediately take steps to prevent further damage
- Contact Floridian International Adjusters for a FREE CONSULTATION!
- Provide prompt notice of loss to your insurance company
- Gather your business financials and reports
- Develop a plan and claim management strategy with your public adjuster
Your commercial insurance may cover the following
- Business Interruption
- Extended Period of Indemnity
- Extra Expense
- Customer/Supplier Endorsement
- Dependent Property Coverage
Our team can assist in BI claims for:
- Apartment buildings
- Manufacturing Plants
- Warehouse facilities
- Storage facilities
- Hotels & Motels
- Educational Institutions
- Religious Institutions
- Office & Retail buildings
- Medical facilities
Our public adjusters service the following areas
Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:
|South Carolina||North Carolina|
Property loss consultants working for you!
Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.
Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.