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Has your commercial property been damaged by a tornado?

Let Floridian International Adjusters inspect your commercial tornado damage loss with you. Call today for a FREE insurance claim evaluation.

Fujita Scale

Commercial tornado damage claims

Every year, businesses are directly commercial tornado damage resulting from tornadoes. The National Oceanic and Atmospheric Administration classifies a tornado as a violently rotating column of air that extends from a thunderstorm and comes into contact with the ground. Tornadoes are measured according to wind type and speeds from 0-5 on a scale called the (EF) scale or “enhanced Fujita”.

Damages to a building or other commercial property caused by a tornado will present complex issues to a business owner. Property damage issues include; damaged inventory & stock, machinery & equipment breakdown, power outages, fallen trees, blown roofing systems, exposed roof structure components, or even partial or full structural damage to a commercial building property become imperative in addressing immediately.

An experienced commercial claims public adjuster will properly address and identify underlying issues that yourself and insurance company may not understand. This is simply why it is encouraged to contact a commercial claim public adjuster at the early stages of your claim. Floridian International Adjusters can assist business owners & managers on new claims, underpaid claims, and even claims that have been denied coverage under the commercial insurance policy.

Tornado

Tips for commercial property owners after a tornado

  • Take safety measures for yourself and all occupants first
  • Ensure that your property is safe for entry
  • Take initial photos & videos and create an initial list of damaged property (Interior & Exterior of building)
  • Locate your property insurance policy (hardcopy & PDF if possible)
  • Immediately take steps to prevent further damage (For example: Tarping roofs, removing water from interior spaces, removing fallen trees & other debris.)
  • Contact Floridian International Adjusters for a FREE CONSULTATION!
  • Provide prompt notice of loss to your insurance company
  • Develop a plan and claim management strategy with your public adjuster

Do I have more damage than originally thought?

The initial documentation of your commercial tornado damage is imperative in providing the evidence needed to create an initial presentation to your insurance company. Taking photos and videos with your smartphone or any other device will help solidify your claim and show important documentation of damaged property that may not be obtainable at a later time. Floridian International Adjusters will advise that the property be tested for several issues such as: water damage causing mold growth, structural deficiencies due to wind created forces and uplift, and other unseen failures to systems as a result of tornado stresses.

Roof Damage

Claim management strategies for commercial tornado damage

Commercial tornado damage claims can be different in many ways. When consulting with your public adjuster, a plan should be developed with the following questions.

  • What is the extent and scope of damages to my property?
  • What is the initial proposed cost of repairs and restoration?
  • Does any of my property damage need to be brought up to code?
  • Do you have an estimated timeline for the period of repairs and restoration?
  • What are benefits under the commercial insurance policy contract?
  • What are my duties and conditions under the insurance policy?
  • How long will it take to receive any payment for my claim?
  • How do I claim business interruption?
  • How do I keep my tenants?
  • Do I have coverage for “Extended Period of Indemnity” or “Boiler & Machinery?
  • How long can my claim settlement take?

Your insurance company has an adjuster, you should have your own.

Floridian International Adjusters services tornado claims for commercial and residential properties.

Commercial Tornado Damage Claim Services

Our experienced public adjusters will be working with you throughout the whole claims process to ensure that all aspects and issues related to your commercial tornado damage are properly addressed to your insurance company. Apart from documenting your loss, Floridian International Adjusters may incorporate the experts such as: meteorologist, industry related consultants, industrial hygienist, engineers, architects, accountants, and appraisers needed to properly adjust and prepare your complex claim. Our comprehensive repair and restoration report will address many issues that your insurance company’s adjuster may overlook or not have the expertise to properly identify and allow for payment of your claim.

Reviewing your Policy

Reviewing the contract of the insurance policy is critical in the early stages. A comprehensive investigation of cause and origin of a loss is performed in order to understand the variables of each specific type of loss.  Together with our experts and consultants, we begin to identify, research, examine, estimate, adjust and appraise the overall value of our client’s property loss.

Adjusting your Claim

Communication and negotiations with our client’s insurance company is a process that evolves as the claim development is underway. Issues of policy coverage, local, state & federal laws are addressed. Mitigation and reconstruction of building systems are presented and debated with the insurance company’s adjuster.

Don't let the insurance company take advantage of you.

Floridian International Adjusters recovers millions for its clients every year. We work for you, not the insurance company.

Our public adjusters service the following areas

Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:

Florida  Virgin Islands
Puerto Rico  Georgia
South Carolina  North Carolina
Virginia  Colorado
Texas  
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
RoofTop

Property loss consultants working for you!

Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.

Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.

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