Fire sprinkler claims
Fire sprinklers work by detecting increased heat between 135 degrees and 164 degrees. A glycerin based liquid in encapsulated inside a glass bulb on the sprinkler head. When the temperature increases, the liquid will expand and ultimately trigger the fire sprinkler head to go off. Fire sprinkler malfunctions can be rare due to improvements in fire safety technology, however a major water loss event to a commercial building can occur due to other reasons. For example, a fire sprinkler can go off due to intentional acts, fire, and even accidental tampering of the sprinkler head.
Our experienced commercial claim public adjusters will properly address and identify underlying issues that yourself and insurance company may not understand. Many of these issues will be difficult to investigate and document once certain repairs are made to the property. However, other issues related to structure and non-cosmetic damages will remain until properly remedied. This is simply why it is encouraged to contact a commercial claim public adjuster at the early stages of your claim. Floridian International Adjusters can assist business owners & managers on new claims, underpaid claims, and even claims that have been denied coverage under the commercial insurance policy.
Tips for commercial property owners after a fire sprinkler leak
- Take safety measures for yourself and all occupants first
- Ensure that your property is safe for entry
- Take initial photos & videos and create an initial list of damaged property (Interior & Exterior of building)
- Locate your property insurance policy (hardcopy & PDF if possible)
- Immediately take steps to prevent further damage (For example: shutting off water supply and removing water from interior spaces.)
- Contact Floridian International Adjusters for a FREE CONSULTATION!
- Provide prompt notice of loss to your insurance company
- Develop a plan and claim management strategy with your public adjuster
Causes of fire sprinkler leaks
- Lack of inspection & maintenance
- Damaged pipes & sprinkler heads
- Equipment Failure & malfunctions
- Backflow failures
Our public adjusters service the following areas
Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:
|South Carolina||North Carolina|
Property loss consultants working for you!
Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.
Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.