Office & retail claims
Property damages occurring to offices and retail spaces present a series of challenges that not only affect the occupants, but can also directly or indirectly affect a business’s workflow. When a major disaster happens, managers and business owners are faced with great ordeals and obstacles that can originate from a burst pipe or fire sprinkler. Office spaces can become inundated causing major damage to flooring material, office equipment, inventory and office improvements & alterations. Keeping the office or retail space open and back in operation is imperative before becoming financially challenged. Issues of office equipment damage, scope of property damage repairs, business interruption coverage, extended period of indemnity, health department compliance, building code upgrades, and not losing employees become some of the many complexities when navigating through an insurance claim for office and retail spaces. Floridian International Adjusters clearly understands these issues and excels in managing your insurance claim from the beginning and until a settlement is reached that is beneficial to your business.
FIA is experienced to assist the following commercial uses
- High-Rise, Mid-Rise, Low-Rise offices & building
- Individual office spaces
- All retail spaces
Having a PA for your office or retail space
Our team of public adjusters will assist in collaborating with you and your staff to effectively coordinate, manage and become the point contact for all parties involved in an office or retail space insurance claim. Damages to offices & retail spaces will present complex issues to the operations managers, property managers, and the rest of the organization. The immediate aftermath is what many business owners are not prepared and experienced to fathom. Urgent property damage issues such as: salvaging inventory, avoiding spoilage, keeping employees, operation closures, power outages, damaged roof components, exposure of building envelopes, water intrusion to the interior of your building causing major water damage improvements & alterations are some of the complexities of keeping your business from misfortune.
An experienced commercial claim public adjuster will properly address and identify underlying issues that you and the insurance company may not understand. Many of these issues will be difficult to investigate and document once certain repairs are made to the property. However, other issues related to structure and non-cosmetic damages will remain until properly remedied. This is simply why it is encouraged to contact a public adjuster at the early stages of your claim. Floridian International Adjusters can assist office & retail businesses on new claims, underpaid claims, and even claims that have been denied coverage under your property policy.
Tips for office or retail spaces after a loss
- Take safety measures for all occupants and staff
- Ensure that your property is safe for entry and inspection
- Take initial photos & videos and create an initial list of damaged property (Interior & Exterior of building)
- Locate your property insurance policy (hardcopy & PDF if possible)
- Immediately take steps to prevent further damage (For example: Tarping roofs, removing water from common spaces & units)
- Contact Floridian International Adjusters for a FREE CONSULTATION!
- Provide prompt notice of loss to your insurance company
- Develop a plan and claim management strategy with your public adjuster
Is there more damage than originally thought?
The initial documentation of your office or retail space property damage is imperative in providing the evidence needed to create an initial presentation to your insurance company. Taking photos and videos with a smartphone or any other device will help solidify your claim and show important documentation of damaged property that may not be obtainable at a later time. Our adjusters have the experience and trained eye that allows us to immediately understand the scope of repairs with clarity.
Claim management strategies for office & retail spaces
Office & retail damage can be different in many ways. When consulting with your public adjuster, a plan should be developed with the following questions.
- What caused the damage?
- Where do I relocate employees & staff?
- How do we maintain operations?
- What is the extent and scope of damages to my property?
- What is the initial proposed cost of repairs and restoration?
- Does any of my property damage need to be brought up to code?
- Do you have an estimated timeline for the period of repairs and restoration?
- What are benefits under the insurance policy contract?
- What are the duties and conditions under the insurance policy?
- How long will it take to receive any payment for my claim?
- How long can my claim settlement take?
Our public adjusters service the following areas
Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:
|South Carolina||North Carolina|
Property loss consultants working for you!
Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.
Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.