Don’t let the insurance company underpay your claim!
Hire a public adjuster you can trust.
Need to file a new property claim? Or do you feel your current claim has been underpaid or wrongfully denied? Our licensed public adjusters will provide you with a FREE claim review and second opinion of your damages.
Don’t let the insurance company underpay your claim!
Hire a public adjuster you can trust.
Need to file a new property claim? Or do you feel your current claim has been underpaid or wrongfully denied? Our licensed public adjusters will provide you with a FREE claim review and second opinion of your damages.
Fighting for the policyholder
We have settled over 400 million in commercial and residential claims with over a decade in business
Fighting for the policyholder
We have settled over 400 million in commercial and residential claims with over a decade in business
With Floridian Public Adjusters, you’ll have an adjuster who works for you, not the insurance company! We handle the entire claim process on your behalf, and fight for the maximum settlement amount you’re entitled to. Floridian Public Adjusters has settled over 400 million in commercial and residential claims with over a decade in business. Don’t settle for less, get the money you deserve. Fight for your claim!
With Floridian Public Adjusters, you’ll have an adjuster who works for you, not the insurance company! We handle the entire claim process on your behalf, and fight for the maximum settlement amount you’re entitled to. Floridian Public Adjusters has settled over 400 million in commercial and residential claims with over a decade in business. Don’t settle for less, get the money you deserve. Fight for your claim!
Honesty and transparency when you need it most
At Floridian Public Adjusters, we empathize with the frustration that often accompanies dealing with insurance companies. That’s why we have prioritized maintaining a process that is both transparent and straightforward.
Honesty and transparency when you need it most
At Floridian Public Adjusters, we empathize with the frustration that often accompanies dealing with insurance companies. That’s why we have prioritized maintaining a process that is both transparent and straightforward.
We start with a FREE insurance claim consultation
Are your damages covered? Our licensed adjusters will carefully review and analyze your insurance policy including any endorsements, exclusions, and limitations to help develop the best claim strategy moving forward.
Comprehensive insurance policy review.
Interpreting coverage on your damages.
Understanding the complexity of the loss.
We start with a FREE insurance claim consultation
Are your damages covered? Our licensed adjusters will carefully review and analyze your insurance policy including any endorsements, exclusions, and limitations to help develop the best claim strategy moving forward.
Comprehensive insurance policy review.
Interpreting coverage on your damages.
Understanding the complexity of the loss.
We provide a FREE property inspection
Our public adjuster’s trained eye will identify damages that may have gone unseen by yourself, your team, and your insurance company’s adjuster. We use the latest state-of-the-art equipment to assist in identifying and mapping damage. Documenting damage and repair methodologies that ensure all scope of work issues are included in your claim is our objective.
Investigating the cause & origin of your loss.
Documenting your damage to the detail.
Analyzing repair methodologies.
We provide a FREE property inspection
Our public adjuster’s trained eye will identify damages that may have gone unseen by yourself, your team, and your insurance company’s adjuster. We use the latest state-of-the-art equipment to assist in identifying and mapping damage. Documenting damage and repair methodologies that ensure all scope of work issues are included in your claim is our objective.
Investigating the cause & origin of your loss.
Documenting your damage to the detail.
Analyzing repair methodologies.
Once you hire us, we then estimate & appraise your whole claim
Let us do the heavy lifting, our experienced team will prepare a comprehensive claim package involving repair & replacement valuation estimates of your damages that are backed by industry trade vendors and expert reports. Preparing your line itemized estimate on the leading software used by the entire insurance industry, called Xactimate.
Scoping, inventory, and valuation reports.
Xactimate estimates
Appraisal of your damages.
Once you hire us, we then estimate & appraise your whole claim
Let us do the heavy lifting, our experienced team will prepare a comprehensive claim package involving repair & replacement valuation estimates of your damages that are backed by industry trade vendors and expert reports. Preparing your line itemized estimate on the leading software used by the entire insurance industry, called Xactimate.
Scoping, inventory, and valuation reports.
Xactimate estimates
Appraisal of your damages.
We negotiate and maximize your claim settlement
Together with our aggressive claim strategy and a detailed claim package, our skilled negotiators ensure that all your rights under the policy are met with the best possible outcome on your claim. Equitable claim payments that address the maximum benefit to your loss are what our firm takes pride in every day. Best of all, we do not get paid until you get paid!
Experienced claims negotiators.
Obtaining the maximum settlement for you.
We only get paid, if you get paid!
We negotiate and maximize your claim settlement
Together with our aggressive claim strategy and a detailed claim package, our skilled negotiators ensure that all your rights under the policy are met with the best possible outcome on your claim. Equitable claim payments that address the maximum benefit to your loss are what our firm takes pride in every day. Best of all, we do not get paid until you get paid!
Experienced claims negotiators.
Obtaining the maximum settlement for you.
We only get paid, if you get paid!
How we help you with your claim
For over a decade, Floridian Public Adjusters has helped thousands of clients fight for their claim
How we help you with your claim
For over a decade, Floridian Public Adjusters has helped thousands of clients fight for their claim
Why choose us
Our professionals focus on guiding you throughout the entire claims process. We take the time to understand your specific needs so that we can develop a tailored strategy for you from start to finish
Actual proof of why you should have Floridian Public Adjusters on your side
Why choose us
Our professionals focus on guiding you throughout the entire claims process. We take the time to understand your specific needs so that we can develop a tailored strategy for you from start to finish
Actual proof of why you should have Floridian Public Adjusters on your side
Before: Hiring Floridan Public Adjusters
After: Hiring Floridan Public Adjusters
Locations we service
Our Public Adjusters service the following areas
Floridian Public Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:
- Florida
- Georgia
- South Carolina
- North Carolina
- Virginia
- Pennsylvania
- Ohio
- Illinois
- Minnesota
- Virgin Islands
- Puerto Rico
- Louisiana
- Texas
- Colorado
- Arizona
- California
- Tennessee
- New Jersey
See what our clients are saying
Real People. Real Situations. Incredible Stories.
Frequently Asked Questions
Frequently asked questions
Yes, Many of our adjusters live in Cape Coral FL, and the surrounding areas.
Yes! Insurance companies may use scare tactics to discourage you from hiring a public adjuster – but you are absolutely within your rights to hire a public adjuster.
Absolutely not! You are allowed to have a public adjuster represent you during the claims process. The insurance company and their adjusters will say anything to discourage you from hiring a public adjuster because they know they’ll have to pay you more. Don’t let the insurance company control your claim and don’t let them underpay you!
You should always call a public adjuster first before you call your insurance company. A public adjuster will be able to provide guidance as to whether you should file a claim or not, how to properly report your claim, and the proper steps to mitigate your loss. If you call your insurance company first they will automatically file a claim and provide you with a claim number.
Having a public adjuster on your side directly after a loss will alleviate the stress and guide you through the process step by step. They will file the claim on your behalf, they will provide guidance on the mitigation process, meet with the insurance adjuster and document the damages from the beginning. Many times bringing in a public adjuster months after a loss can cause problems as damaged items have been cleaned up or removed without proper documentation, statements by the insured could have been misinterpreted and documents, not provided to the insurance company on time.
Having a public adjuster from the beginning provides you with an immediate advantage on your claim. The proper filing of your insurance claim and date of loss, documenting the damages properly, and using tools that detect hidden moisture and the extent of damage will ensure you are getting everything you are entitled to under the insurance policy.
Insurance adjusters represent the insurance company. They are typically paid a salary and are direct employees of the insurance carrier. These adjusters are called “company adjusters”. When insurance companies require additional resources in adjusting their claims, they typically will contract out the adjusting portion of the claim to an “independent adjusting” firm or TPA (Third Party Administrator). These independent adjusting firms are paid contracted fees based on their performance of claim exposure. At the end of the day, both the independent adjuster and company adjuster represent the insurance company only.
The public adjuster strictly works for the consumer or policyholder. Think of their service as a private adjuster working specifically for you, the insured! Public Adjusters work to recover the maximum benefit for their clients given the terms and conditions of the insurance policy. The public adjuster charges a small fee related to the recovery of the insurance claim payout or settlement. Studies have shown that public adjusters can significantly increase an insurance claim as opposed to a policyholder handling their property damage claim on their own directly with the insurance company.
Both a public adjuster and an attorney play an important role in the claims process. Most insurance claims can be resolved without the need for an attorney or litigation. The policyholder and the public adjuster should first try to amicably resolve the claim with the insurance company. Should the insurance company act in bad faith or reach an impasse then an alternative dispute resolution can be used such as retaining an attorney. If an attorney is used he or she will still need a public adjuster to document the loss with supporting evidence. A public adjuster and an attorney work in tandem with each other. The public adjuster firm should have excellent relationships with the law firms that handle first-party litigation involving property damage.
We are usually hired on a contingency fee bases, which means if you don’t get paid, we get paid when you win. In the rare case that we don’t win, then our service is free.
When the insurance company sends the check – until then, you won’t owe us a penny.