Don’t let the insurance company underpay your claim!

Hire a public adjuster you can trust.

Need to file a new property claim? Or do you feel your current claim has been underpaid or wrongfully denied? Our licensed public adjusters will provide you with a FREE claim review and second opinion of your damages.

Call Now, We Can Help!

Let’s discuss your claim!

Connect with one of our licensed adjusters for a free claim consultation.

    Let’s discuss your claim!

    Connect with one of our licensed adjusters for a free claim consultation.

      Don’t let the insurance company underpay your claim!

      Hire a public adjuster you can trust.

      Need to file a new property claim? Or do you feel your current claim has been underpaid or wrongfully denied? Our licensed public adjusters will provide you with a FREE claim review and second opinion of your damages.

      Call now

      Let’s discuss your claim!

      Connect with one of our licensed adjusters for a free claim consultation.

        Let’s discuss your claim!

        Connect with one of our licensed adjusters for a free claim consultation.

          Fighting for the policyholder

          We have settled over 400 million in commercial and residential claims with over a decade in business

          Fighting for the policyholder

          We have settled over 400 million in commercial and residential claims with over a decade in business

          With Floridian Public Adjusters, you’ll have an adjuster who works for you, not the insurance company! We handle the entire claim process on your behalf, and fight for the maximum settlement amount you’re entitled to. Floridian Public Adjusters has settled over 400 million in commercial and residential claims with over a decade in business. Don’t settle for less, get the money you deserve. Fight for your claim!

          Get A Free Claim Consultation

          With Floridian Public Adjusters, you’ll have an adjuster who works for you, not the insurance company! We handle the entire claim process on your behalf, and fight for the maximum settlement amount you’re entitled to. Floridian Public Adjusters has settled over 400 million in commercial and residential claims with over a decade in business. Don’t settle for less, get the money you deserve. Fight for your claim!

          Get A Free Claim Consultation

          6 million

          Private Equity Firm
          Apartment complex

          $113,000

          Residential Homeowner
          Cast iron pipe Claim

          $600,000

          Residential Homeowner
          Large fire loss

          1.9 Million

          Property Management
          Condominium community

          6 million

          Private Equity Firm
          Apartment complex

          $113,000

          Residential Homeowner
          Cast iron pipe Claim

          $600,000

          Residential Homeowner
          Large fire loss

          1.9 Million

          Property Management
          Condominium community

          Honesty and transparency when you need it most

          At Floridian Public Adjusters, we empathize with the frustration that often accompanies dealing with insurance companies. That’s why we have prioritized maintaining a process that is both transparent and straightforward.

          Honesty and transparency when you need it most

          At Floridian Public Adjusters, we empathize with the frustration that often accompanies dealing with insurance companies. That’s why we have prioritized maintaining a process that is both transparent and straightforward.

          We start with a FREE insurance claim consultation

          Are your damages covered? Our licensed adjusters will carefully review and analyze your insurance policy including any endorsements, exclusions, and limitations to help develop the best claim strategy moving forward.

          • Comprehensive insurance policy review.

          • Interpreting coverage on your damages.

          • Understanding the complexity of the loss.

          Public Adjuster Enters

          We start with a FREE insurance claim consultation

          Are your damages covered? Our licensed adjusters will carefully review and analyze your insurance policy including any endorsements, exclusions, and limitations to help develop the best claim strategy moving forward.

          • Comprehensive insurance policy review.

          • Interpreting coverage on your damages.

          • Understanding the complexity of the loss.

          Public Adjuster Enters
          Public Adjuster Inspection

          We provide a FREE property inspection

          Our public adjuster’s trained eye will identify damages that may have gone unseen by yourself, your team, and your insurance company’s adjuster. We use the latest state-of-the-art equipment to assist in identifying and mapping damage. Documenting damage and repair methodologies that ensure all scope of work issues are included in your claim is our objective.

          • Investigating the cause & origin of your loss.

          • Documenting your damage to the detail.

          • Analyzing repair methodologies.

          Public Adjuster Inspection

          We provide a FREE property inspection

          Our public adjuster’s trained eye will identify damages that may have gone unseen by yourself, your team, and your insurance company’s adjuster. We use the latest state-of-the-art equipment to assist in identifying and mapping damage. Documenting damage and repair methodologies that ensure all scope of work issues are included in your claim is our objective.

          • Investigating the cause & origin of your loss.

          • Documenting your damage to the detail.

          • Analyzing repair methodologies.

          Once you hire us, we then estimate & appraise your whole claim

          Let us do the heavy lifting, our experienced team will prepare a comprehensive claim package involving repair & replacement valuation estimates of your damages that are backed by industry trade vendors and expert reports. Preparing your line itemized estimate on the leading software used by the entire insurance industry, called Xactimate.

          • Scoping, inventory, and valuation reports.

          • Xactimate estimates

          • Appraisal of your damages.

          Public Adjuster Scope

          Once you hire us, we then estimate & appraise your whole claim

          Let us do the heavy lifting, our experienced team will prepare a comprehensive claim package involving repair & replacement valuation estimates of your damages that are backed by industry trade vendors and expert reports. Preparing your line itemized estimate on the leading software used by the entire insurance industry, called Xactimate.

          • Scoping, inventory, and valuation reports.

          • Xactimate estimates

          • Appraisal of your damages.

          Public Adjuster Scope
          public adjuster

          We negotiate and maximize your claim settlement

          Together with our aggressive claim strategy and a detailed claim package, our skilled negotiators ensure that all your rights under the policy are met with the best possible outcome on your claim. Equitable claim payments that address the maximum benefit to your loss are what our firm takes pride in every day. Best of all, we do not get paid until you get paid!

          • Experienced claims negotiators.

          • Obtaining the maximum settlement for you. 

          • We only get paid, if you get paid!

          public adjuster

          We negotiate and maximize your claim settlement

          Together with our aggressive claim strategy and a detailed claim package, our skilled negotiators ensure that all your rights under the policy are met with the best possible outcome on your claim. Equitable claim payments that address the maximum benefit to your loss are what our firm takes pride in every day. Best of all, we do not get paid until you get paid!

          • Experienced claims negotiators.

          • Obtaining the maximum settlement for you. 

          • We only get paid, if you get paid!

          How we help you with your claim

          For over a decade, Floridian Public Adjusters has helped thousands of clients fight for their claim

          Residential Property Claims

          Whether you are a homeowner with a single-family home or an investment fund with thousands of properties in your portfolio we got you covered.

          (818) 427-2029

          Commercial Property Claims

          From multi-family apartments to offices, industrial and retail buildings we got you covered. We have also completed claims for special-purpose industries such as schools, hospitals, and religious institutions.

          (818) 427-2029

          How we help you with your claim

          For over a decade, Floridian Public Adjusters has helped thousands of clients fight for their claim

          Residential Property Claims

          Whether you are a homeowner with a single-family home or an investment fund with thousands of properties in your portfolio we got you covered.

          (818) 427-2029

          Commercial Property Claims

          From multi-family apartments to offices, industrial and retail buildings we got you covered. We have also completed claims for special-purpose industries such as schools, hospitals, and religious institutions.

          (818) 427-2029

          Why choose us

          Our professionals focus on guiding you throughout the entire claims process. We take the time to understand your specific needs so that we can develop a tailored strategy for you from start to finish

          A guide through the entire claim process

          Estimating & valuing the TRUE cost of your loss

          Help you understand your rights under the policy

          Collaboration with experts to support your claim

          Navigating through policy endorsements and exclusions

          Negotiating & settle your claim

          Document your damages in detail

          Working with contractors to get you back to pre-loss condition

          Actual proof of why you should have Floridian Public Adjusters on your side

          Why choose us

          Our professionals focus on guiding you throughout the entire claims process. We take the time to understand your specific needs so that we can develop a tailored strategy for you from start to finish

          A guide through the entire claim process

          Estimating & valuing the TRUE cost of your loss

          Help you understand your rights under the policy

          Collaboration with experts to support your claim

          Navigating through policy endorsements and exclusions

          Negotiating & settle your claim

          Document your damages in detail

          Working with contractors to get you back to pre-loss condition

          Actual proof of why you should have Floridian Public Adjusters on your side

          Before: Hiring Floridan Public Adjusters

          After: Hiring Floridan Public Adjusters

          (818) 427-2029

          Locations we service

          AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

          Our Public Adjusters service the following areas

          Floridian Public Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:

          • Florida
          • Georgia
          • South Carolina
          • North Carolina
          • Virginia
          • Pennsylvania
          • Ohio
          • Illinois
          • Minnesota
          • Virgin Islands
          • Puerto Rico
          • Louisiana
          • Texas
          • Colorado
          • Arizona
          • California
          • Tennessee
          • New Jersey

          See what our clients are saying

          Real People. Real Situations. Incredible Stories.

          Sybil H

          Thank goodness for Floridian Public Adjusters, and Franklin, in particular! We originally didn’t think we would need a public adjuster, as we thought our insurance company was one of the ‘good ones’. We expected a reasonable response to the extensive water damage in our master bathroom. Wow, were we surprised. We got nothing but dead air , or the runaround, We had been stalled for months by the time we called Floridian and spoke to Franklin. He was great! He took care of everything, helped us understand our rights, and dealt with all the annoying insanity of the insurance company. We were able to reach a fair settlement, and it is such a relief. He worked is butt off for us, and we will appreciate the experience, always. Thank you , Floridian , and Franklin!!

          5 / 5

          Julio Gonzalez

          Quite extensive Storm Damage at our rental property after Hurricane Irma, we were quite fearful of getting our claim denied as Insurance companies are notorious for not paying when the time comes to do so. We called Floridian Public Adjusters to handle our claim and our case was given to Mr. Yasiel Ramirez. We were honestly expecting at best $10,000 tops, but Yasiel worked diligently and was able to get us over $60,000. These guy’s are the best at what they do and we will be using them religiously in the future. Ask for Yasiel Ramirez to handle your claim, you will not regret it. We are beyond happy with their services and thanks to Yasiel, 2018 is gonna be a great year. Thank you again Floridian Public Adjusters!

          5 / 5

          Terrie Moore

          Our experience with Floridian P.A. was flawless starting with our personal adjuster Thomas his knowledge and professionalism is Top Notch without his expanded knowledge and experience we would of not have received the out come we did. Jessica was there for us every step of the way in the process she was available anytime and kept us updated. The entire staff at Floridian AP was amazing. As insurance companies continue to raise rates and make changes to coverages it is of the utmost importance to have a Public Adjuster handle your claim you will be glad you did.

          5 / 5

          Frequently Asked Questions

          Frequently asked questions

          We can help homeowners, property managers, business owners, and real estate investors who have suffered property damage. We handle claims of any size!

          Yes, Many of our adjusters live in Cape Coral FL, and the surrounding areas.

          Yes! Insurance companies may use scare tactics to discourage you from hiring a public adjuster – but you are absolutely within your rights to hire a public adjuster.

          Absolutely not! You are allowed to have a public adjuster represent you during the claims process. The insurance company and their adjusters will say anything to discourage you from hiring a public adjuster because they know they’ll have to pay you more. Don’t let the insurance company control your claim and don’t let them underpay you!

          You should always call a public adjuster first before you call your insurance company. A public adjuster will be able to provide guidance as to whether you should file a claim or not, how to properly report your claim, and the proper steps to mitigate your loss. If you call your insurance company first they will automatically file a claim and provide you with a claim number.

          Having a public adjuster on your side directly after a loss will alleviate the stress and guide you through the process step by step. They will file the claim on your behalf, they will provide guidance on the mitigation process, meet with the insurance adjuster and document the damages from the beginning. Many times bringing in a public adjuster months after a loss can cause problems as damaged items have been cleaned up or removed without proper documentation, statements by the insured could have been misinterpreted and documents, not provided to the insurance company on time.

          Although a public adjuster can be hired at any point during the claim, you should call a public adjuster directly after any loss before you call your insurance company.

          Having a public adjuster from the beginning provides you with an immediate advantage on your claim. The proper filing of your insurance claim and date of loss, documenting the damages properly, and using tools that detect hidden moisture and the extent of damage will ensure you are getting everything you are entitled to under the insurance policy.

          Insurance adjusters represent the insurance company. They are typically paid a salary and are direct employees of the insurance carrier. These adjusters are called “company adjusters”. When insurance companies require additional resources in adjusting their claims, they typically will contract out the adjusting portion of the claim to an “independent adjusting” firm or TPA (Third Party Administrator). These independent adjusting firms are paid contracted fees based on their performance of claim exposure. At the end of the day, both the independent adjuster and company adjuster represent the insurance company only.

          The public adjuster strictly works for the consumer or policyholder. Think of their service as a private adjuster working specifically for you, the insured! Public Adjusters work to recover the maximum benefit for their clients given the terms and conditions of the insurance policy. The public adjuster charges a small fee related to the recovery of the insurance claim payout or settlement. Studies have shown that public adjusters can significantly increase an insurance claim as opposed to a policyholder handling their property damage claim on their own directly with the insurance company.

          Both a public adjuster and an attorney play an important role in the claims process. Most insurance claims can be resolved without the need for an attorney or litigation. The policyholder and the public adjuster should first try to amicably resolve the claim with the insurance company. Should the insurance company act in bad faith or reach an impasse then an alternative dispute resolution can be used such as retaining an attorney. If an attorney is used he or she will still need a public adjuster to document the loss with supporting evidence. A public adjuster and an attorney work in tandem with each other. The public adjuster firm should have excellent relationships with the law firms that handle first-party litigation involving property damage.

          We are usually hired on a contingency fee bases, which means if you don’t get paid, we get paid when you win. In the rare case that we don’t win, then our service is free.

          When the insurance company sends the check – until then, you won’t owe us a penny.