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Broken Drain Pipe Insurance Claims

If your property was built in the early 1970’s or before, your plumbing drainage system may be broken or collapsed

Broken Pipes

Broken cast iron pipes

Water damage to your home or business may be covered by your insurance policy, but what if it originates from deteriorated, broken pipe or collapsed cast iron pipes? Will the damages still be covered?

Over the last 50 years, plumbing standards and codes have changed. The use of materials such as cast iron was designed to fail over a period of at least 30 years. Properties built in the 1970s or earlier were built with such plumbing for drainage waste systems. If your home or property falls into this age range, there is a good chance the cast iron pipes are nearing the end of their lifespan and will soon become a major problem for you. Unfortunately, with cast iron pipes, the issue isn’t if there will be plumbing problems, but when. 

Broken Drain Line

Does my insurance cover my repairs?

Water damage to your home or business may be covered by your insurance policy, but what if it originates from deteriorated, broken or collapsed cast iron pipes? Will the damages still be covered?

Over the last 50 years, plumbing standards and codes have changed. The use of materials such as cast iron was designed to fail over a period of at least 30 years. Properties built in the 1970s or earlier were built with such plumbing for drainage waste systems. If your home or property falls into this age range, there is a good chance the cast iron pipes are nearing the end of their lifespan and will soon become a major problem for you. Unfortunately, with a broken pipe, the issue isn’t if there will be plumbing problems, but when. 

Cat3waterdamage

What is category 3 water damage?

Otherwise identified as “black water”, Cat 3 water is classified due to being a carrier of harmful agents to humans such as bacteria and fungi. Cat 3 water originates from rivers, streams, rising ground service water, sea water and sewage. Water that discharges or overflows from a home’s sanitary drain plumbing system due to a broken pipe can be considered to be Category 3 water. If your home has been affected by water from a toilet, shower drain, kitchen sink drain, or even a laundry machine back up, chances are your home has been introduced to viruses and bacteria such as E.coli.

Camera inspection of the drain system

The problem with cast pipes is that they will begin to fail over time. The integrity of cast iron pipes is compromised due to corrosion and rust that will cause the pipes to break or even collapse. Corrosion and rust can happen externally and internally depending on the exposure to soils, water and minerals. Corrosion of cast iron pipes is a sign that you may experience the burdens of a broken pipe failure.

Clogged Pipes Causing Backups In Your House?

Floridian International Adjusters services broken pipe isnurance claims for commercial and residential properties

Common Problems of Broken Drain Pipes

Your property’s plumbing system is out of sight, so knowing your cast iron pipes have failed isn’t always an easy thing to discover. What are some common signs you should look for if you suspect a broken pipe issue?

What's Included in Our Services

The initial engagement with our client is the most important stage of the claims process. It allows us to begin to lay the foundation of trust and integrity which we believe is essential in establishing confidence and further resolution for the client. Immediately after a property owner suffers loss, he or she is faced with critical decisions to be made in limited time.

Reviewing your Policy

Reviewing the contract of the insurance policy is critical in the early stages. A comprehensive investigation of cause and origin of a loss is performed in order to understand the variables of each specific type of loss.  Together with our experts and consultants, we begin to identify, research, examine, estimate, adjust and appraise the overall value of our client’s property loss.

Adjusting your Claim

Communication and negotiations with our client’s insurance company is a process that evolves as the claim development is underway. Issues of policy coverage, local, state & federal laws are addressed. Mitigation and reconstruction of building systems are presented and debated with the insurance company’s adjuster.

Don't let the insurance company take advantage of you.

Floridian International Adjusters recovers millions for its clients every year. We work for you, not the insurance company.

Our public adjusters service the following areas

Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:

Florida  Virgin Islands
Puerto Rico  Georgia
South Carolina  North Carolina
Virginia  Colorado
Texas  
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
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Property loss consultants working for you!

Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.

Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.

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