Residential burst pipe claims
Burst Pipes account for almost two thirds of the major causes of plumbing supply failures in the U.S. Unlike frozen pipes, which are caused by the freezing of water in an adjacent section of the plumbing supply system, a burst pipe is caused due to material failures of the pipe itself. A burst pipe can occur anywhere in a home where there are pressurized plumbing lines. Specifically, areas such as kitchens, bathrooms, interiors of walls, ceilings, and below floor slabs are more prone to become ground zero for pressurized plumbing supply failures due to burst pipes. The aftermath of a residential burst pipe water loss can leave homeowners and other property owners with the burden of facing extremely difficult and complex decisions. Issues related to property damage of items such as drywall, flooring, insulation, cabinets, and other interior finishes are just some of the many concerns one should have when dealing with burst pipe claims. Properly identifying and investigation other potential issues such as water extraction, dehumidification, structural drying and restoration & repairs may create larger obstacles to the simple apparent cosmetic damage to finishes that an insurance company’s adjuster may just consider.
Property owners are also faced with the delicate and emotional toll that damage to personal property such as cloths, furniture, electronics, and items of sentimental value can take on one whose house just got heavily water damaged. Displacement of one’s home in many cases is the biggest loss to someone dealing with a burst pipe damage claim. Navigating and understanding the process of a burst pipe claim will be overwhelming, the assistance of an experience and qualified public adjuster can prove to be essential to the policyholder.
Tips for residential policyholders after burst pipe Loss
- Shut the water supply off as soon as possible
- Ensure that your home is deemed safe for entry
- Take initial photos and a list of damaged property (Interior & Exterior of building)
- Locate your property insurance policy (hardcopy & PDF if possible)
- Immediately take steps to prevent further damage
- Contact Floridian International Adjusters for a FREE CONSULTATION!
- Provide prompt notice of loss to your insurance company
- Develop a plan and claim management strategy with your public adjuster
Do I have more water damage that what can be seen?
The initial documentation of your burst pipe water damaged property is imperative in providing the evidence needed to create an initial presentation to your insurance company. Taking photos and videos with your smartphone or any other device will help solidify your claim and show important documentation of damaged property that may not be obtainable at a later time. Contacting an insurance claim professional such as a public adjuster is beneficial in the documentation of damaged property at the early stages of an insurance claim. We find that homeowners and other policyholders at times fail to understand and identify the nature and extent of their damage. Our adjusters have the experience and trained eye that allows us to immediately understand the scope of repairs with clarity.
Claim management strategies for residential burst pipes
Burst pipe water damage claims related to homes can be different in many ways. When consulting with your public adjuster, a plan should be developed with the following questions.
- What is the extent and scope of damages to my property?
- What is the initial proposed cost of repairs and restoration?
- Does any of my property damage need to be brought up to code?
- Do I have an estimated timeline for the period of repairs and restoration?
- What are benefits under the insurance policy contract?
- What are my duties and conditions under the insurance policy?
- How long will it take to receive any payment for my claim?
- Should I make arrangements for temporary living?
- How do I keep my tenant?
- Do I have coverage for “Loss of Use” or “Additional Living Expenses”?
- How long can my claim settlement take?
Our public adjusters service the following areas
Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:
|South Carolina||North Carolina|
Property loss consultants working for you!
Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.
Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.