Residential frozen pipe claims
With occurrences affecting plumbing supply systems in mostly January and the other winter months, frozen pipes are found to be more common in the northern regions of the country. However, southern states do suffer costlier water losses as a result of not having plumbing supply systems placed in warmer areas of a home and insulated with the same precautions taken in the northern states. Unlike burst pipes that are caused simply due to material failures of the pipe itself, a frozen pipe is caused by the freezing of water in an adjacent section of the plumbing supply system. A frozen pipe can occur anywhere in a home where there are pressurized plumbing lines. Specifically, areas such as exterior walls where hose bibs are located, attics & basements and other areas exposed to the exterior climate temperatures.
The aftermath of a residential frozen pipe water loss can leave homeowners and other property owners with the burden of facing extremely difficult and complex decisions. Issues related to property damage of items such as drywall, flooring, insulation, cabinets, and other interior finishes are just some of the many concerns one should have when dealing with frozen pipe claims. Property owners are also faced with the delicate and emotional toll that damage to personal property such as cloths, furniture, electronics, and items of sentimental value can take on one whose house just got heavily water damaged. Displacement of one’s home in many cases is the biggest loss to someone dealing with a frozen pipe water damage claim. Navigating and understanding the process of a frozen pipe claim will be overwhelming, the assistance of an experience and qualified public adjuster can prove to be essential to the policyholder.
Do I have more water damage than what can be seen?
The initial documentation of your frozen pipe water damaged property is imperative in providing the evidence needed to create an initial presentation to your insurance company. Taking photos and videos with your smartphone or any other device will help solidify your claim and show important documentation of damaged property that may not be obtainable at a later time. Contacting an insurance claim professional such as a public adjuster is beneficial in the documentation of damaged property at the early stages of an insurance claim. We find that homeowners and other policyholders at times fail to understand and identify the nature and extent of their damage. Our adjusters have the experience and trained eye that allows us to immediately understand the scope of repairs with clarity. Floridian International Adjusters will advise that the property be tested for levels of Category water and possible mold growth that may be present yet unseen to the naked eye. It is imperative that such issues be immediately addressed and identified at the early stages of presenting a frozen pipe water damage insurance claim for a residential property.
Our public adjusters service the following areas
Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:
|South Carolina||North Carolina|
Property loss consultants working for you!
Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.
Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.