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Has your home been damaged by a frozen pipe?

Let Floridian International Adjusters inspect your residential frozen pipe damage with you. Call today for a FREE insurance claim evaluation.

Supply Line Leak

Residential frozen pipe claims

With occurrences affecting plumbing supply systems in mostly January and the other winter months, frozen pipes are found to be more common in the northern regions of the country. However, southern states do suffer costlier water losses as a result of not having plumbing supply systems placed in warmer areas of a home and insulated with the same precautions taken in the northern states. Unlike burst pipes that are caused simply due to material failures of the pipe itself, a frozen pipe is caused by the freezing of water in an adjacent section of the plumbing supply system.  A frozen pipe can occur anywhere in a home where there are pressurized plumbing lines. Specifically, areas such as exterior walls where hose bibs are located, attics & basements and other areas exposed to the exterior climate temperatures.

The aftermath of a residential frozen pipe water loss can leave homeowners and other property owners with the burden of facing extremely difficult and complex decisions. Issues related to property damage of items such as drywall, flooring, insulation, cabinets, and other interior finishes are just some of the many concerns one should have when dealing with frozen pipe claims. Property owners are also faced with the delicate and emotional toll that damage to personal property such as cloths, furniture, electronics, and items of sentimental value can take on one whose house just got heavily water damaged.  Displacement of one’s home in many cases is the biggest loss to someone dealing with a frozen pipe water damage claim. Navigating and understanding the process of a frozen pipe claim will be overwhelming, the assistance of an experience and qualified public adjuster can prove to be essential to the policyholder.

Wood Flooring Water Damage

Do I have more water damage than what can be seen?

The initial documentation of your frozen pipe water damaged property is imperative in providing the evidence needed to create an initial presentation to your insurance company. Taking photos and videos with your smartphone or any other device will help solidify your claim and show important documentation of damaged property that may not be obtainable at a later time. Contacting an insurance claim professional such as a public adjuster is beneficial in the documentation of damaged property at the early stages of an insurance claim. We find that homeowners and other policyholders at times fail to understand and identify the nature and extent of their damage. Our adjusters have the experience and trained eye that allows us to immediately understand the scope of repairs with clarity. Floridian International Adjusters will advise that the property be tested for levels of Category water and possible mold growth that may be present yet unseen to the naked eye. It is imperative that such issues be immediately addressed and identified at the early stages of presenting a frozen pipe water damage insurance claim for a residential property.

Your insurance company has an adjuster, you should have your own.

Floridian International Adjusters services frozen pipe claims for commercial and residential properties.

Residential Frozen Pipes Claim Services

Our experienced public adjusters will be working with you throughout the whole claims process to ensure that all aspects and issues related to your frozen pipe water damaged property are properly addressed to your insurance company. Apart from documenting your loss, Floridian International Adjusters may incorporate the experts such as plumbing consultants, industrial hygienist, engineers, architects, accountants, and appraisers needed to properly adjust and prepare your complex claim. Our comprehensive repair and restoration report will address many issues that your insurance company’s adjuster may overlook or not have the expertise to properly identify and allow for payment of your claim.

Reviewing your Policy

Reviewing the contract of the insurance policy is critical in the early stages. A comprehensive investigation of cause and origin of a loss is performed in order to understand the variables of each specific type of loss.  Together with our experts and consultants, we begin to identify, research, examine, estimate, adjust and appraise the overall value of our client’s property loss.

Adjusting your Claim

Communication and negotiations with our client’s insurance company is a process that evolves as the claim development is underway. Issues of policy coverage, local, state & federal laws are addressed. Mitigation and reconstruction of building systems are presented and debated with the insurance company’s adjuster.

Don't let the insurance company take advantage of you.

Floridian International Adjusters recovers millions for its clients every year. We work for you, not the insurance company.

Our public adjusters service the following areas

Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:

Florida  Virgin Islands
Puerto Rico  Georgia
South Carolina  North Carolina
Virginia  Colorado
Texas  
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
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Property loss consultants working for you!

Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.

Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.

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