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Has your home been damaged by hail?

Let Floridian International Adjusters inspect your residential hail damage with you. Call today for a FREE insurance claim evaluation.

Hail

Hailstones can cause significant damage

In the last year alone, there have been over 5,601 major hail storms impacting crops and properties with hail damage across the US. Hail does not have to be large in size to cause severe damage to a home. A small hail just the size of a dime can destroy crops in a field.  Larger sized hail will not only cause severe hail damage to a building’s envelope, but can also cause injury and even fatalities to livestock and humans. Hail is a type of precipitation that forms in cumulonimbus clouds and falls as frozen rain showers during thunderstorm events in the summer months of the year.

Hail damage can cost homeowners thousands in repairs. The aftermath of a residential hail storm loss can leave homeowners and other property owners with the burden of facing extremely difficult and complex decisions. Issues related to property damage of items such as: roof leaks, building envelopes such as siding, windows, HVAC units and other times building materials become a major concern when dealing with hail claims. Properly identifying and investigation other potential issues such as: repairing a roof become priority over the simple apparent cosmetic damage that an insurance company’s adjuster may just consider. Navigating and understanding the process of a hail damage claim will be overwhelming. The assistance of an experience and qualified public adjuster can prove to be essential to the policyholder.

Hail Mark

Identifying hail damage to residential properties

Damages to a home caused by hurricane related perils will present complex issues to a homeowner. The immediate aftermath is what many homeowners are not prepared and experienced to fathom. Urgency kicks in, property damage issues such as food spoilage from power outages, fallen trees, blown roof shingles, exposed roof sheathing, water intrusion to the interior of a home causing microbial growth such as mold become imperative in addressing immediately.

An experienced public adjuster will properly address and identify underlying issues that yourself and insurance company may not understand. Many of these issues will be difficult to investigate and document once certain repairs are made to the property. However, other issues related to structure and non-cosmetic damages will remain until properly remedied. This is simply why it is encouraged to contact a public adjuster at the early stages of your claim. Floridian International Adjusters can assist residential property owners on new claims, underpaid claims, and even claims that have been denied coverage under your homeowners policy.

Hvac Hail

Do you have more hail damage than what can be seen?

The initial documentation of your hail damaged property is imperative in providing the evidence needed to create an initial presentation to your insurance company. Taking photos and videos with your smartphone or any other device will help solidify your claim and show important documentation of damaged property that may not be obtainable at a later time. Contacting an insurance claim professional such as a public adjuster is beneficial in the documentation of damaged property at the early stages of an insurance claim.

We find that homeowners and other policyholders at times fail to understand and identify the nature and extent of their damage. Our adjusters have the experience and trained eye that allows us to immediately understand the scope of repairs with clarity. Floridian International Adjusters will advise that the property be tested for levels of moisture, water and possible mold growth that may be present yet unseen to the naked eye. It is imperative that such issues be immediately addressed and identified at the early stages of presenting a hail damage insurance claim for a residential property.

Hail Shingle Roof

Claim management strategies for residential hail damage

Hail damage claims related to homes can be different in many ways. When consulting with your public adjuster, a plan should be developed with the following questions.

  • What is the extent and scope of damages to my property?
  • What is the initial proposed cost of repairs and restoration?
  • Does any of my property damage need to be brought up to code?
  • Do I have an estimated timeline for the period of repairs and restoration?
  • What are benefits under the insurance policy contract?
  • What are my duties and conditions under the insurance policy?
  • How long will it take to receive any payment for my claim?

Policyholders who used a public adjuster on catastrophe losses increased their claim settlement by up to 747% - OPPAGA Report

Residential Hail Damage Insurance Claim Services

Our experienced public adjusters will be working with you throughout the whole claims process to ensure that all aspects and issues related to your hail damaged property are properly addressed to your insurance company. Apart from documenting your loss, Floridian International Adjusters may incorporate the experts such as: hail experts, meteorologist, roofing consultants, industrial hygienist, engineers, architects, accountants, and appraisers needed to properly adjust and prepare your complex claim. Our comprehensive repair and restoration report will address many issues that your insurance company’s adjuster may overlook or not have the expertise to properly identify and allow for payment of your claim.

Reviewing your Policy

Reviewing the contract of the insurance policy is critical in the early stages. A comprehensive investigation of cause and origin of a loss is performed in order to understand the variables of each specific type of loss.  Together with our experts and consultants, we begin to identify, research, examine, estimate, adjust and appraise the overall value of our client’s property loss.

Adjusting your Claim

Communication and negotiations with our client’s insurance company is a process that evolves as the claim development is underway. Issues of policy coverage, local, state & federal laws are addressed. Mitigation and reconstruction of building systems are presented and debated with the insurance company’s adjuster.

Don't let the insurance company take advantage of you.

Floridian International Adjusters recovers millions for its clients every year. We work for you, not the insurance company.

Our public adjusters service the following areas

Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:

Florida  Virgin Islands
Puerto Rico  Georgia
South Carolina  North Carolina
Virginia  Colorado
Texas  
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
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Property loss consultants working for you!

Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.

Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.

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