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Does your home have hurricane damage?

Let Floridian International Adjusters inspect your residential hurricane damage with you. Call today for a FREE insurance claim evaluation.

Hurricane Damage

We know hurricane damage

Many residential property owners have become well educated and accustomed to the pre-hurricane planning and preparedness over the last couple of decades. Major hurricanes such as Hurricane Andrew, Katrina, and Wilma have given homeowners in many states a lesson on the life changing consequences hurricane damage. Homeowners are once again reminded by the recent catastrophic events in Texas, Florida, Puerto Rico, and the Virgen Islands as a result of strong wind gusts & rain as a result of Hurricane Harvey, Irma & Maria.

Residential property owners typically have “pre-hurricane” immediate plans such as: securing windows & doors, and taking photos & videos of property prior to an event. Long term plans such as maintaining roof systems, reinforcing structures with impact windows, doors and hurricane straps are not only encouraged, but may be required under certain municipalities and building codes.

Hurricane Damage Home

An experienced public adjuster for your claim

Hurricane damage related perils will present complex issues to a homeowner. The immediate aftermath is what many homeowners are not prepared and experienced to fathom. Urgency kicks in, property damage issues such as food spoilage from power outages, fallen trees, blown roof shingles, exposed roof sheathing, water intrusion to the interior of a home causing microbial growth such as mold become imperative in addressing immediately.

An experienced public adjuster will properly address and identify underlying issues that yourself and insurance company may not understand. Many of these issues will be difficult to investigate and document once certain repairs are made to the property. However, other issues related to structure and non-cosmetic hurricane damage will remain until properly remedied. This is simply why it is encouraged to contact a public adjuster at the early stages of your claim. Floridian International Adjusters can assist residential property owners on new claims, underpaid claims, and even claims that have been denied coverage under your homeowners policy.

Storm Sandy

Tips for homeowners after a hurricane

  • Take safety measures for yourself and all occupants first
  • Ensure that your property is safe for entry
  • Take initial photos & videos and create an initial list of damaged property (Interior & Exterior of building)
  • Locate your property insurance policy (hardcopy & PDF if possible)
  • Immediately take steps to prevent further damage (For example: Tarping roofs, removing water from interior spaces, removing fallen trees & other debris.)
  • Contact Floridian International Adjusters for a FREE CONSULTATION!
  • Provide prompt notice of loss to your insurance company
  • Develop a plan and claim management strategy with your public adjuster
Roof Damage By Hurricane

Claim management strategies for residential hurricane damage

Hurricane claims to residential properties can be different in many ways. When consulting with your public adjuster, a plan should be developed with the following questions.

  • What is the extent and scope of damages to my property?
  • What is the initial proposed cost of repairs and restoration?
  • Does any of my property damage need to be brought up to code?
  • Do you have an estimated timeline for the period of repairs and restoration?
  • What are benefits under the insurance policy contract?
  • What are my duties and conditions under the insurance policy?
  • How long will it take to receive any payment for my claim?
  • Should I make arrangements for temporary living?
  • How do I keep my tenant?
  • Do I have coverage for “Loss of Use” or “Additional Living Expenses”?
  • How long can my claim settlement take?

Your insurance company has an adjuster, you should have your own.

Floridian International Adjusters services hurricane claims for commercial and residential properties.

Do you have more damage than originally thought?

Common types of damages resulting from hurricane damage

Policyholders who used a public adjuster on catastrophe losses increased their claim settlement by up to 747% - OPPAGA Report

Residential Hurricane Claim Services

Our experienced public adjusters will be working with you throughout the whole claims process to ensure that all aspects and issues related to your hurricane damaged property are properly addressed to your insurance company. Apart from documenting your loss, Floridian International Adjusters may incorporate the experts such as industrial hygienist, engineers, architects, accountants, and appraisers needed to properly adjust and prepare your complex claim. Our comprehensive repair and restoration report will address many issues that your insurance company’s adjuster may overlook or not have the expertise to properly identify and allow for payment of your claim.

Reviewing your Policy

Reviewing the contract of the insurance policy is critical in the early stages. A comprehensive investigation of cause and origin of a loss is performed in order to understand the variables of each specific type of loss.  Together with our experts and consultants, we begin to identify, research, examine, estimate, adjust and appraise the overall value of our client’s property loss.

Adjusting your Claim

Communication and negotiations with our client’s insurance company is a process that evolves as the claim development is underway. Issues of policy coverage, local, state & federal laws are addressed. Mitigation and reconstruction of building systems are presented and debated with the insurance company’s adjuster.

Don't let the insurance company take advantage of you.

Floridian International Adjusters recovers millions for its clients every year. We work for you, not the insurance company.

Our public adjusters service the following areas

Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:

Florida  Virgin Islands
Puerto Rico  Georgia
South Carolina  North Carolina
Virginia  Colorado
Texas  
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
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Property loss consultants working for you!

Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.

Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.

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