Property loss consultants working for you
Our experienced team of adjusters work to efficiently & adequately prepare and represent you on your luxury home insurance claim. Saving you and your team of assistants & managers the time and trouble of managing the complexities of an insurance claim for property damage to your high-end residential loss is the objective. Higher end homes require specific levels of workmanship and appraisal values for labor & materials that many insurance companies may oversee or simply disregard.
Many additional costs need to be factored into repair & restoration projects in luxury residences rather than on standard residential restoration projects. Research on specific building materials related to manufacture specifications, sourcing and certified contractors installation becomes an issue. For example, insurance company adjusters may not understand or be willing to add additional allowances for “Level 5 drywall finishes” or extra labor allowances for applications like Venetian plaster.
An experienced public adjuster for the job
It has been found that many “premium insurance” carriers may still end up stalling and providing resistance when adjusting a luxury home insurance claim. In some cases, so called “premium policies” are still written by your standard insurance company, just with a more “elegant” entity that markets to certain high net worth customers. FIA will work to ensure that you are treated fairly as you focus on the things that matter.
Tips for luxury residential property owners
- Locate all related insurance policies (Property, Umbrella, Extra Expense, Artwork & Antiques)
- Take initial photos and a list of damaged property (Interior & Exterior of building)
- Immediately take steps to prevent further damage
- Contact Floridian International Adjusters for a FREE CONSULTATION!
- Provide prompt notice of loss to your insurance company
- Develop a plan and claim management strategy with your public adjuster
Is there more damage than what can be seen?
The initial documentation of your luxury home property damage is imperative in providing the evidence needed to create an initial presentation to your insurance company. Having you or your team take photos and videos with a smartphone or any other device will help solidify your claim and show important documentation of damaged property that may not be obtainable at a later time. Contacting an insurance claim professional such as a public adjuster is beneficial in the documentation of damaged property at the early stages of an insurance claim.
We find that homeowners and other policyholders at times fail to understand and identify the nature and extent of their luxury home damage. Our adjusters have the experience and trained eye that allows us to immediately understand the scope of repairs with clarity. Floridian International Adjusters will advise that the property be thoroughly investigated and tested where needed in order to identify damage unseen to the naked eye. It is imperative that such issues be immediately addressed and identified at the early stages of presenting an insurance claim for a luxury residential property.
Our public adjusters service the following areas
Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:
|South Carolina||North Carolina|
Property loss consultants working for you!
Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.
Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.