According to NOAA, in an average year about 1,000 tornadoes are reported nationwide
According to the National Oceanic and Atmospheric Administration, A tornado is a violently rotating column of air that extends from a thunderstorm and comes into contact with the ground. Tornadoes are measured according to wind type and speeds from 0-5 on a scale called the (EF) scale or “enhanced Fujita”. Many residents living in states like Texas, Kansas and Oklahoma or “Tornado Alley”, are well informed about the extent of tornado damage that can occur on residential properties. As a result, many of their homes include “safe rooms” that are more reinforced structurally to withstand the strong forces of a tornado. Other states such as: Florida, Georgia, Alabama, South Carolina, North Carolina, Kentucky and Mississippi are also prone to incurring tornado damage to their properties.
Damages to a home caused by a tornado will present complex issues to a homeowner
Tornado damage will present complex issues to a homeowner. The immediate aftermath is what many homeowners are not prepared and experienced to fathom. Urgency kicks in, property damage issues such as food spoilage from power outages, fallen trees, blown roof shingles, exposed roof sheathing, or even partial or full structural damage to a residential property become imperative in addressing immediately.
An experienced public adjuster will properly address and identify underlying tornado damage issues that yourself and insurance company may not understand. Many of these issues will be difficult to investigate and document once certain repairs are made to the property. However, other issues related to structure and non-cosmetic damages will remain until properly remedied. This is simply why it is encouraged to contact a public adjuster at the early stages of your tornado damage insurance claim. Floridian International Adjusters can assist residential property owners on new claims, underpaid claims, and even claims that have been denied coverage under your homeowners policy.
Tips for residential property owners after a tornado
- Take safety measures for yourself and all occupants first
- Ensure that your property is safe for entry
- Take initial photos & videos and create an initial list of damaged property (Interior & Exterior of building)
- Locate your property insurance policy (hardcopy & PDF if possible)
- Immediately take steps to prevent further damage (For example: Tarping roofs, removing water from interior spaces, removing fallen trees & other debris.)
- Contact Floridian International Adjusters for a FREE CONSULTATION!
- Provide prompt notice of loss to your insurance company
- Develop a plan and claim management strategy with your public adjuster
Initial documentation of your tornado damage
The initial documentation of your tornado damaged property is imperative in providing the evidence needed to create an initial presentation to your insurance company. Taking photos and videos with your smartphone or any other device will help solidify your claim and show important documentation of damaged property that may not be obtainable at a later time. Contacting an insurance claim professional such as a public adjuster is beneficial in the documentation of damaged property at the early stages of a tornado insurance claim. We find that homeowners and other policyholders at times fail to understand and identify the nature and extent of their damage. Our adjusters have the experience and trained eye that allows us to immediately understand the scope of repairs with clarity. Floridian International Adjusters will advise that the property be tested for several issues such as: water damage causing mold growth, structural deficiencies due to wind created forces and uplift, and other unseen failures to systems as a result of tornado stresses. It is imperative that such issues be immediately addressed and identified at the early stages of presenting tornado damage insurance claim for a residential property.
Our public adjusters service the following areas
Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:
|South Carolina||North Carolina|
Property loss consultants working for you!
Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.
Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.