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Residential Water Damage Insurance Claims

Let Floridian International Adjusters inspect your residential water damage loss with you. Call today and speak with a licensed public adjuster for FREE claim consultation.

Sewage Backups

Sewage Backups

Water that discharges or overflows from a home’s sanitary drain plumbing system can be considered to be Category 3 water. If your home has been affected by water from a toilet, shower drain, kitchen sink drain, or even a laundry machine back up, chances are your home has been introduced to viruses and bacteria such as E.coli.

Storm Damage

Storm Damage

The initial documentation of your storm & wind damaged property is imperative in providing the evidence needed to create an initial presentation to your insurance company. Taking photos and videos with your smartphone or any other device will help solidify your claim.

Mold Damage

Mold Damage

Mold can grow within 24-48 hours from exposure to moisture or water on a surface. Navigating and understanding the process of a mold claim will be overwhelming, the assistance of an experience and qualified public adjuster can prove to be essential to the policyholder.

Broken Pipes

Broken Pipes

Leaking cast iron drain pipes don’t just create issues for your home. According to the CDC, exposure to damp and moldy environments can cause health problems. Mold exposure reactions can vary from mild to serious.

Flooding

Flooding

Damage arising from flood can cost homeowners tens of thousands in repairs. The aftermath of a residential flood loss can leave homeowners and other property owners with the burden of facing extremely difficult and complex decisions.

Water Heater Leaks

Water Heater Leaks

When a water heater eventually corrodes and begins to leak or burst, gallons and gallons of water are being discharged throughout the home. The aftermath of a water heater leak can leave homeowners with the burden of facing difficult decisions regarding their claim.

Kitchen Leaks

Kitchen Leaks

Kitchen water damage can arise from many sources such as: refrigerators, water filters, dishwashers, faucets, supply hoses & lines, P-traps, clogged drains, and a pipe inside a wall or underneath a floor.

Roof Leaks

Roof Leaks

Roof leaks are known to be one of the major causes of water damage in a home. A roof leak usually goes undetected until the resulting water damage is observed inside the dwelling. Water intrusion from a roof leak can cause major damage to a homes.

A/C Leaks

A/C Leaks

Air conditioning leak can arise from many sources such as: cracked or rusted drain pans, broken condensation pumps, disconnected drain lines, frozen evaporator coils and in most cases clogged drain line. Identifying the source or cause of the AC leak is not always simple.

Bathroom Leaks

Bathroom Leaks

With a multitude of plumbing components present inside a bathroom, it is almost just a matter of time before an issue will arise affecting a home. Bathroom water damage can arise from many sources such as: toilets, faucets, supply lines, shower pans, shower heads, clogged drains, and even shower tubs.

Wet Flooring

Wet Flooring

One of the most common problems we see after a water damage loss is the wood or tile flooring beginning to buckle. The initial documentation of your water damage loss is imperative in providing the evidence needed to create an initial presentation to your insurance company.

Plumbing Leaks

Plumbing Leaks

A plumbing leak can occur anywhere in a home where there are pressurized plumbing lines. Specifically, areas such as kitchens, bathrooms, interiors of walls, ceilings, and below floor slabs are more prone to become ground zero for pressurized plumbing supply failures.

Your insurance company has an adjuster, you should have your own.

Floridian International Adjusters services claims for commercial and residential properties.

Whats Included in Our services

Our experienced public adjusters will be working with you throughout the whole claims process to ensure that all aspects and issues related to your damaged property are properly addressed to your insurance company. Apart from documenting your loss, when needed Floridian International Adjusters may incorporate the experts such as industrial hygienist, engineers, architects, accountants, and appraisers needed to properly adjust and prepare your complex claim. Our comprehensive repair and restoration report will address many issues that your insurance company’s adjuster may overlook or not have the expertise to properly identify and allow for payment of your claim.

Reviewing your Policy

Reviewing the contract of the insurance policy is critical in the early stages. A comprehensive investigation of cause and origin of a loss is performed in order to understand the variables of each specific type of loss.  Together with our experts and consultants, we begin to identify, research, examine, estimate, adjust and appraise the overall value of our client’s property loss.

Adjusting your Claim

Communication and negotiations with our client’s insurance company is a process that evolves as the claim development is underway. Issues of policy coverage, local, state & federal laws are addressed. Mitigation and reconstruction of building systems are presented and debated with the insurance company’s adjuster.

Policyholders who used a public adjuster on catastrophe losses increased their claim settlement by up to 747% - OPPAGA Report

Our public adjusters service the following areas

Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:

Florida  Virgin Islands
Puerto Rico  Georgia
South Carolina  North Carolina
Virginia  Colorado
Texas  
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
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Property loss consultants working for you!

Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.

Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.

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