Residential water heater leak claims
When a water heater leaks, it occurs 69% of the time through a slow leakage or a sudden burst. If your water heater is nearing the 20 year old mark, there is actually a 95% chance that it will eventually leak or burst. Studies have found that placement of the water heater in the home can have a significant increase or decrease in the risk of costly water damage repairs. For example, a water heater that is placed in a garage or basement, will have less of a water damage impact to the home rather than being placed in the first floor or other livable floors of the home. When a water heater eventually corrodes and begins leak or burst, gallons and gallons of water are being discharged throughout.
Issues related to property damage of items such as baseboards, drywall, flooring, insulation, cabinets, and other interior finishes are just some of the many concerns one should have when dealing with water heater leak claims. Properly identifying and investigation other potential issues such as immediately removing the water heater, water extraction, dehumidification, structural drying and restoration & repairs may create larger obstacles. Property owners are also faced with the delicate and emotional toll that damage to personal property such as cloths, furniture, electronics, and items of sentimental value can take on one whose house just got heavily water damaged. Displacement of one’s home in many cases is the biggest loss to someone dealing with a major water heater leak damage claim. Navigating and understanding the process of a water heater leak claim will be overwhelming, the assistance of an experienced and qualified public adjuster can prove to be essential to the policyholder.
Tips for residential policyholders after water heater damage
- Ensure that your home is safe for entry
- Shut the water supply off as soon as possible
- Attempt to drain the water heater or call a plumber immediately
- Take initial photos and a list of damaged property (Interior & Exterior of building)
- Locate your property insurance policy (hardcopy & PDF if possible)
- Immediately take steps to prevent further damage
- Contact Floridian International Adjusters for a FREE CONSULTATION!
- Provide prompt notice of loss to your insurance company
- Develop a plan and claim management strategy with your public adjuster
3 ways water heaters fail
- Slow leakage – Usually undetected until water damage observed
- Immediate Burst – Results in sudden failure of unit & gallons of water to spill
- Valve Failure – Occurs where the pressurized supply line meets the valve
Do I have more water damage than what can be seen?
The initial documentation of your water heater leak damaged property is imperative in providing the evidence needed to create an initial presentation to your insurance company. Keeping receipts and invoices for the removal and replacement of the leaking water heater. Taking photos and videos with your smartphone or any other device will help solidify your claim and show important documentation of damaged property that may not be obtainable at a later time. Contacting an insurance claim professional such as a public adjuster is beneficial in the documentation of damaged property at the early stages of an insurance claim. We find that homeowners and other policyholders at times fail to understand and identify the nature and extent of their damage. Our adjusters have the experience and trained eye that allows us to immediately understand the scope of repairs with clarity. Floridian International Adjusters will advise that the property be tested for levels of Category water and possible mold growth that may be present yet unseen to the naked eye. It is imperative that such issues be immediately addressed and identified at the early stages of presenting a water damage insurance claim for a residential property.
Our public adjusters service the following areas
Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:
|South Carolina||North Carolina|
Property loss consultants working for you!
Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.
Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.