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Does Your Home Have Window Leaks?

Let Floridian International Adjusters inspect your window leak damage loss with you. Call today for a FREE insurance claim evaluation.

Window

Residential window leak claims

Window leaks are known to be a common cause of water damage in a home. A window leak usually goes undetected until the resulting water damage is observed inside the dwelling. Water intrusion from a window leak can cause major damage to a home, costing homeowners thousands in repairs. The aftermath of a residential window leak water loss can leave homeowners and other property owners with the burden of facing extremely difficult and complex decisions. Issues related to property damage of items such as: ceilings, walls, drywall, flooring, insulation, cabinets, and other interior finishes are just some of the many concerns one should have when dealing with roof leak claims.

Properly identifying and investigation other potential issues such as: boarding up, repairing windows, water extraction, dehumidification, structural drying and restoration & repairs may create larger obstacles to the simple apparent cosmetic damage to finishes that an insurance company’s adjuster may just consider. Navigating and understanding the process of a roof leak claim will be overwhelming, the assistance of an experience and qualified public adjuster can prove to be essential to the policyholder.

Window Leak

Are repairs to my windows covered?

Insurance policies differ, many insurance companies will only cover and pay for the “ensuing damage” caused by the leaking windows, but will not pay for the actual repair of the window itself. This is because window repairs are considered maintenance issues. If a window has aged and has incurred significant “wear & tear”, insurance will likely not cover it unless the window is directly damaged by an event.

Ways windows can leak

  • Condensation – High humidity inside the home
  • Caulking & Seals – Can be due to wear or weather related
  • Water inside panes – Weather related or damaged window seals
  • Top of window – Indicates leak can be from within the wall
  • Bottom of window – Can mean the frame is bent or damaged
  • Clogged gutters – Avoidable with routine maintenance can direct water away
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Tips for residential policyholders after window leak damage

  • Contact a qualified window contractor
  • Ensure that your home is deemed safe for entry
  • Take initial photos and a list of damaged property (Interior & Exterior of building)
  • Locate your property insurance policy (hardcopy & PDF if possible)
  • Immediately take steps to prevent further damage
  • Contact Floridian International Adjusters for a FREE CONSULTATION!
  • Provide prompt notice of loss to your insurance company
  • Develop a plan and claim management strategy with your public adjuster
Window Seal Leak

Claim management strategies for residential window leaks

Window leak water damage claims related to homes can be different in many ways. When consulting with your public adjuster, a plan should be developed with the following questions.

  • What is the extent and scope of damages to my property?
  • What is the initial proposed cost of repairs and restoration?
  • Does any of my property damage need to be brought up to code?
  • Do I have an estimated timeline for the period of repairs and restoration?
  • What are benefits under the insurance policy contract?
  • What are my duties and conditions under the insurance policy?
  • How long will it take to receive any payment for my claim?
  • Should I make arrangements for temporary living?
  • How do I keep my tenant?
  • Do I have coverage for “Loss of Use” or “Additional Living Expenses”?
  • How long can my claim settlement take?

Policyholders who used a public adjuster on catastrophe losses increased their claim settlement by up to 747% - OPPAGA Report

Residential Window Leak Claim Services

Our experienced public adjusters will be working with you throughout the whole claims process to ensure that all aspects and issues related to your window leak water damaged property are properly addressed to your insurance company. Apart from documenting your loss, Floridian International Adjusters may incorporate the experts such as: building envelope consultants, window consultants, meteorologists, industrial hygienist, engineers, architects, accountants, and appraisers needed to properly adjust and prepare your complex claim. Our comprehensive repair and restoration report will address many issues that your insurance company’s adjuster may overlook or not have the expertise to properly identify and allow for payment of your claim.

Reviewing your Policy

Reviewing the contract of the insurance policy is critical in the early stages. A comprehensive investigation of cause and origin of a loss is performed in order to understand the variables of each specific type of loss.  Together with our experts and consultants, we begin to identify, research, examine, estimate, adjust and appraise the overall value of our client’s property loss.

Adjusting your Claim

Communication and negotiations with our client’s insurance company is a process that evolves as the claim development is underway. Issues of policy coverage, local, state & federal laws are addressed. Mitigation and reconstruction of building systems are presented and debated with the insurance company’s adjuster.

Don't let the insurance company take advantage of you.

Floridian International Adjusters recovers millions for its clients every year. We work for you, not the insurance company.

Our public adjusters service the following areas

Floridian International Adjusters continues to expand into several regions of the US and abroad. Currently, our licensed adjusters can assist property owners with damage in the following locations:

Florida  Virgin Islands
Puerto Rico  Georgia
South Carolina  North Carolina
Virginia  Colorado
Texas  
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
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Property loss consultants working for you!

Founded in a region known for it’s high risk of natural disasters such as tropical storms, hurricanes, floods, fires and other catastrophes. Floridian International Adjusters has become a known advocate for policyholders who have incurred the consequence of property damage to their homes and businesses. Our licensed public adjusters have represented and settled thousands of property insurance claims on behalf of property owners. FIA’s trained staff and adjusters come from many diverse backgrounds such as customer relations, architecture, emergency restoration, marketing, business administration and even from inside the insurance carrier side of the property insurance industry. The combination of these various disciplines gives the firm a competitive edge in excelling the practice of public insurance adjusting, property loss consulting and loss appraisal.

Floridian International Adjusters core principles center on the needs of our clients. Our careful representation and insurance claim management strategies provide your property loss claim with an opportunity to maximize the benefits of your insurance policy coverage in an efficient and pro-active manner. Understanding the nature of identifying damage and properly appraising the value of your claim is our specialty.

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